We spoke to ONE.io, winners of the Crypto Award at the 2025 UK FinTech Awards
Despite having only been founded in 2017, ONE.io is making waves in the fintech ecosystem. This was evidenced at the 2025 UK FinTech Awards, when they took home the Crypto Award.
We spoke to their head of trading, Nick Heather, to get their thoughts on what winning means, what the future of crypto might look like, and what’s in store for the future of ONE.io.
Congratulations on winning the Crypto Award at the UK FinTech Awards, you must be delighted!
Absolutely, we’re incredibly proud to receive this recognition. It’s a testament to the hard work of our entire team and the trust our clients place in us every day. At ONE.io, we’ve been focused on building real infrastructure that helps businesses operate across fiat and digital currencies seamlessly. This award affirms that our practical and secure approach, purpose-built for high-growth industries, is really connecting with the market.
What made you enter the awards?
We felt it was the right time to showcase the progress we’ve made, not just in technology, but in how we serve businesses often underserved by traditional finance. From crypto-native or crypto-curious firms to iGaming operators and global merchants, we’ve developed real-world solutions that simplify complexity and offer clarity where others add friction. Entering the awards gave us an opportunity to reflect on that journey and share it with the wider fintech community.
How do you think winning this award will impact you moving forward?
It’s already generating momentum. This recognition validates the work we’re doing, not just internally, but also in our conversations with suppliers, partners, and clients across new markets. It reinforces that crypto isn’t just speculative; it’s becoming a critical part of a business’s financial operations. This award helps us continue building credibility and opens the door for further collaborations as we scale.
What potential do you think crypto has to revolutionise the cross-border payments process?
The potential is enormous, and we’re already seeing it in action. Crypto makes faster, more cost-effective settlement possible without the need to rely on legacy correspondent banking networks. That’s game-changing for businesses with global operations or managing suppliers across multiple jurisdictions. At ONE.io, our role is to bridge this innovation, with the compliance and operational controls businesses need and expect from traditional finance partners. The future of cross-border payments is hybrid, where crypto and fiat can flow together seamlessly.
What does the future hold for ONE.io?
Over the coming months, we’re expanding our product set across both the payments and crypto spectrum, alongside greater currency coverage, and more options for settlement and reconciliation. We’re also building out our regulatory footprint and enhancing our banking network, so we can offer even more rails and options to support our clients’ evolving needs. Above all, we’re here to empower our clients to scale, enter new markets, and manage complexity with clarity and control. Our ambition is clear: to be the ONE payment partner for pioneering businesses globally.
Image: ONE.io / UK FinTech Awards
Robert Welbourn
Robert Welbourn is an experienced financial writer. He has worked for a number of high street banks and trading platforms. He's also a published author and freelance writer and editor.
